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If you COBRA discount ends in June after 15 months, you do not qualify for the extension. You would be required to pay the full price of your COBRA coverage. The discount is good for 15 months. If the full price is too high for COBRA, the alternative would be a short term medical plan or individual health insurance plan.
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Your hopes may come true. As of now, legislation is currently pending, which, if passed, could extend the COBRA subsidy through December 31, 2010. Thanks for the comment.
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Yes. Group insurance is medically underwritten. The entire gr0up, including the individual, are reviewed by underwriting for group health insurance. This is how they determine your monthly premium.
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At first glance, without knowing what your copay before the deductible, all indications would be that you would pay nothing for your office visit. Of course assuming you have satisfied your deductible.
If you haven't hit your deductible and you aren't sure what your copay is before the deductible, a quick way to figure that out would be to look at your health insurance card. -
What do you think about the healthcare reform?
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