Thank you. I find them in my head! Basically I have a very bizarre and strong colour sense - I used to baffle my tutors at art school with my strange colour choices, and once got rejected from a class exhibition because my painting was 'too pink'. However, by the end of my time there they were on side and totally pushing me on it so I guess I won.

It's the same with my web design, so it's definitely inbuilt now :)

My favourite tool for colour combinations is the Hue/Saturation slider in Photoshop. You can quickly see your image in all kinds of crazy colours and use the best ones. I also save a lot of photos, illustrations, magazine images etc. if I like the colour scheme and refer to those if I'm stuck.