hi babe!! nope nope! the tours are all covered with accomodation too. Trafalgar specialise in European tours and the tour group is usually made up of people from all over the world. If you all gg on F&E can try tripadvisor.com my hubb booked a few hotels based on the reviews there and it's pretty good! Ya make sure your sling bag is always infront of you, try not to be too "flashy" when you are making payments.