Ask me anything just be civil please!
Recent Responses
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Ah that sounds familiar.
If the market is steady and you can see that there's a demand for more freelancing work starting to ramp up, then I suggest:
1) Save as much as you can from your current job (at least 6 months to cover expenses but I'd suggest a year)
2) Try freelancing again, and this time, keep that emergency fund of at least a year so you can go without having to worry about bills for at least a year.
Freelancing is a feast or famine lifestyle, the trick is honestly to manage your income and expenses by budgeting.
It's not that your business necessarily failed, it's that the market dried up and/or went on a hiatus for a short while.
If none of the above applies, and the market has really disappeared, you can always find other ways to freelance (perhaps learn new skills to sell).
Hope that helps, vaguely! :) -
I haven't deleted anything, but I have another Formspring account -- everydayminimalist. :)
http://www.formspring.me/evrydaymnmlist -
Hi! I hope I answered it, I use the FB Budgeting Tool:
http://www.fabulouslybroke.com/fb-budgeting-analysis-tool/ -
I personally don't use apps on iPhone or online tracking sites because I'm paranoid about my data.
I use Excel to budget my money, and this is the one I use..
FB Budgeting Tool:
http://www.fabulouslybroke.com/fb-budgeting-analysis-tool/ -
When I travel, I stay in hotels, which accounts for why my rent would be low (my travel budget would be through the roof instead)
In 2010, I worked a lot and traveled almost the whole year for business (or more), which means I had expenses of a hotel and I would only pay my personal expenses of the hotel (what I cannot charge to the company), which included just Friday, Saturday and Sunday. I paid the rest in Business/Hotel expenses.
In 2011, I traveled and my hotel costs are my rent costs, my Travel budget was through the roof instead :)
Otherwise, I crash at my parents where I pay them $600/month OR (they prefer this second option), cook, pay for groceries, and do housework. -
Thank you!
The apple cider vinegar was an experiment a while back when I washed my hair with baking soda and water, and then rinsed it with apple cider vinegar.
The ACV actually made my hair look shinier, but apparently it snaps your hair shafts tight, which ruins your hair in the long-run -- not a good idea. Plus, acid and hair? I am not sure my porous hair can handle such an acid, even in a low dosage (4.5% I think).
I do not recommend doing that, but there are many people out there who do that and say their hair looks fine, even healthier.
As for laundry detergent, you can read my post here:
http://www.fabulouslybroke.com/2010/08/laundry-secret-i-dont-use-detergent-99-of-the-time/
I don't use detergent 99% of the time, because I don't get really greasy or oily, so there's no need when you wash your clothes in a machine, with warm water. The agitation is enough to get my clothes clean, and I don't like heavily perfumed detergents nor laundry sheets (makes me a bit ill)... and my clothes smell perfectly fine and fresh.
Perhaps I should make a new post on what I cut out. :|
Thank you for reading my two blogs and asking me the question! -
You're welcome! Thank you for being a reader. I hope I can continue to be inspirational :)
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To save $50,000 net.
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Fabulously Broke’s Bio
NYC
I got out of $60,000 of debt in 18 months, earning $65,000 gross a year & 3 years later, I had an $180,000 net worth.
I also blog @ EverydayMinimalist.com, where I talk about living with less, but only the best
